Without question, this tool is THE way to track your investments. You can link all of your k, IRAand taxable accounts. Personal Capital will track your investments in real time, offering charts and graphs on everything from performance to asset allocation. It also gives you a picture of the fees you are paying in your k and other retirement accounts. Personal Capital Review 2. This free resource is hands down the best place to research mutual funds and ETFs.
Its portfolio tracker requires free membership can slice and dice your portfolio in terms of cost, asset allocation, and a million other criteria. For those looking for a low cost, low minimum, and easy investing solution, Betterment is the answer. For low cost index funds, Vanguard is the clear winner.
If you are looking to trade stocks, ETFor bonds, Scottrade offers ease of use and very low costs. One of the big benefits is the ability to go into a Scottrade office and actually talk to a real life human being. The video tutorials that YNAB has produced not only show you how to use the program but they also provide invaluable tips on how to budget effectively. This is one of two online bank accounts I use.
Cap One offers extremely competitive interest rates and virtually no fees. Its website is also very easy to use. Synchrony consistently pays one of the highest interest rates on FDIC-insured savings accounts 1.
Excel is where I track our net worth, updated monthly. I use a credit card for every purchase I can for several reasons. Second, it makes tracking my spending very easy. I just download the transactions into YNAB. And third, I earn cash back on every single purchase. Barclaycard is one of the few credit card issuers that provides its card members with free access to their FICO score.
This is the place to go to get your free credit report. For monitoring your score and getting an idea of where you stand, there are two great options.
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And I use them both. After all, they are totally free. No credit card required. The first is Credit Karma. The second is Credit Sesame. Both tools do an excellent job of telling you exactly where your credit stands, what is helping your score, and what is holding you back.
The no interest cards reduced our interest payments obviouslywhich not only saved us money but also got us out of debt a lot faster. This is one of my favorite calculators when it comes to getting out of debt.
You can enter multiple debts with different rates and terms. The result is the length of time it will take you to get out of debt and how much it will cost. SoFi offers low rate personal loans ideal for refinancing high rate debt. The site is easy to use for both mortgages and refinancing. If you are looking to buy, or just looking to kill an hour or two, Zillow is a great option. You can easily search for available properties anywhere. Most listings have photos and loads of details about the property.
HUD foreclosures are also a great place to find a home you plan to occupy. Retirement Nest Egg Calculator: From Vanguard, this calculator lets you easily run simulations to determine if your retirement savings will last during your retirement.
The Flexible Retirement Plan: Arguably the most comprehensive free retirement calculator available, the Flexible Retirement Plan is the place to start if you want a DIY plan. Haven Life —They offer free online quotes for term life insurance. And Haven Life can often issue policies without the need for a medical exam.
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Should you pay off the debt with the smallest balance first, or should you tackle the one with the highest interest rate?
Take the guesswork out of this question with the free debt snowball calculator. If there are other tools that you find helpful, share them in the comments below. You'll also get instant access to my interview of a husband and father who retired at the ripe old age of. What others are saying: I'm at Day 26 in your 31 day money challenge podcast.
Thank you, thank you, thank you! I've been looking for a comprehensive guide to all-things-money and this has been so informative. We may receive compensation when you click on links to those products or services.